This reduction will not be applied if AutoPay is not in effect. Receive a 0.25% APR reduction when you enroll in AutoPay. You may be required to have some of your funds sent directly to creditors to pay down certain types of unsecured debt. Applications are subject to additional terms and conditions. Marcus by Goldman Sachs is a brand of Goldman Sachs Bank USA and all loans are issued by Goldman Sachs Bank USA, Salt Lake City Branch. Your verifiable income must support your ability to repay your loan. Your maximum loan amount may vary depending on your loan purpose, income and creditworthiness. Rates will vary based on many factors, such as your creditworthiness (for example, credit score and credit history) and the length of your loan (for example, rates for 36 month loans are generally lower than rates for 72 month loans). To obtain a loan, you must submit additional documentation including an application that may affect your credit score.
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The availability of a loan offer and the terms of your actual offer will vary due to a number of factors, including your loan purpose, our evaluation of your creditworthiness, your credit history, if we have recently declined your loan application and the number of loans you already have with us.
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Your loan terms are not guaranteed and are subject to our verification of your identity and credit information.